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Yeah, so ultimately it’s the bank’s responsibility to be in compliance with what their reporting obligations are. If there’s a straight $8,000 a month transfer of funds, the bank has to report that. That’s very clear. But if one month it’s 7$,850, the next month it’s $7,900. The month after that, it’s $6,200.

I don’t think the bank is going to see that as being a red flag, and they’re gonna go ahead and report it. But if you’re audited, the IRS is gonna require you to respond with your bank statements, and they’re gonna ask you where those deposits came from, and you’re gonna have to provide support if it’s not from a business venture.